The first step toward financial security in your retirement years is scheduling a meeting with one of the expert advisors at TruNorth. Without professional guidance, the task of even knowing where to begin with financial planning for retirement can be extremely daunting. 

TruNorth Advisors serves clients in multiple locations, so whether you are looking for Greenville financial services, Clemson financial services, or any of our other locations, you will be in good hands when you contact our team of retirement and investment professionals. 

During your meeting, we will discuss your options for growing, protecting, and distributing your wealth. Whichever stage of the financial planning for retirement you are in; growing your nest egg, managing your wealth while enjoying your retirement, or updating your estate plan to secure your legacy for your intended recipients, we are here to help you understand the retirement process and help you make choices that align with your financial goals.

Investing for retirement comes with its own special set of considerations. You’ll want to be able to access your funds when you need them while not allowing your money to simply stagnate. Your personalized financial plan might include the following: 

• IRA: IRA stands for Individual Retirement Account, and they are a staple of most people’s retirement portfolios. They help you to save and accumulate funds for use in retirement and have the additional benefit of being tax-exempt. 

• Equities: More commonly known as stocks, equities are shares in a publicly traded company. They have the potential to help you grow your wealth steadily over time, but they are never risk-free. A professional financial advisor can help you choose more stable and reliable equities to minimize the chance of making an unwise investment. 

• Bonds: These are financial instruments issued by the government that offer a steady return. The rate at which they accumulate interest is generally lower than your earnings might be with equities, but they have the advantage of being stable and reliably safe. 

• Property: We can help you choose the best way for the properties you own to earn you money. That might include renting, moving into a smaller property, or one that is easier to maintain, or even selling. But don’t worry; we will never pressure you into making any choices about your properties that you and your family are not comfortable with. We are here to present you with the best options and guide you through the processes. 

Keep in mind that any cash you have at hand can be put to work for your retirement as well. Between the financial instruments listed above, property, cash, and more, we can help you create a robust plan for your retirement finances.

If you are like many of our clients, your wealth is important not only for your own well-being in retirement, but also for your spouse, children, or other dependents. You want to be able to provide a good life for yourself and for your loved ones after you pass away. Gifts, trusts, living wills, estate planning, charitable donations, and more are all important to plan out while making retirement arrangements. These considerations can often present complex and difficult issues for our clients and their families, and you can trust us to provide financial options with honesty, integrity, and sensitivity to your individual situation.

One of the things we often hear from our clients is that they were reluctant about investing their retirement money before meeting with us because they were uncertain about the risks. After their initial meeting with TruNorth, they nearly always came away more confident and well-informed, and were much better prepared to move forward in their retirement planning.