Resources
Retirement in the Gig Economy: Navigating Health, Income, and Benefits Without an Employer
The traditional model of retirement, built around employer pensions, group health benefits, and regular 401(k) contributions, is evolving. Today, more Americans are earning income through freelance work, contract gigs, rideshare driving, and other forms of...
Digital Legacy Planning: Protecting Your Accounts, Passwords, and Online Assets for Heirs
When most people think of estate planning, they consider wills, trusts, property deeds, financial accounts, and intellectual property. But in today’s digital world, that’s only part of the picture. From online banking and cloud storage to digital currencies and email,...
Bridging Retirement and Healthcare: Funding Long-Term Care Without Derailing Your Nest Egg
Retirement is often envisioned as a time of freedom—traveling, spending more time with family, and focusing on the activities they love. Yet one critical factor can alter these expectations: the rising cost of healthcare expenses, particularly long-term care services....
Managing Big Life Events in Retirement: Divorce, Remarriage, Relocation & Longevity Shocks
Retirement often marks a new beginning. For many, it’s the time to explore passions, prioritize well-being, and enjoy the fruits of a lifetime of planning. But life rarely moves in straight lines. Some of the biggest transitions—such as divorce, remarriage, moving to...
Essential Guide to Estate Planning Essentials for Everyone
Retirement planning involves more than managing investments and income. A comprehensive estate plan should also address the possibility of incapacity and the need for others to make financial and health care decisions on your behalf. Two foundational tools in this...
How Healthcare Costs Factor into Retirement Planning: Medicare, Medigap, and Long‑Term Care
Healthcare is one of the most significant—and often underestimated—expenses in retirement. Even with Medicare coverage, out-of-pocket medical costs, insurance premiums, and long-term care expenses can meaningfully impact financial security in later life. This blog...
Debunking Myths About Social Security Optimization
Social Security benefits form a cornerstone of retirement income for millions of Americans. Yet, confusion about when and how to claim these benefits often leads to costly misconceptions. Even though information is abundant, myths about Social Security still...
Required Minimum Distributions: What You Need to Know
Retirement is often envisioned as a time of financial peace and personal freedom. Yet, even in this new chapter, retirees must navigate a range of tax and income rules—among them, Required Minimum Distributions (RMDs). Understanding the role of RMDs in retirement...
The Role of Bonding in a Retirement Portfolio: Understanding Risk & Rewards
In retirement, managing income stability while preserving capital becomes a top priority. Bonds, often referred to as fixed income investments, play a foundational role in retirement portfolios. However, while they offer income and relative stability compared to...
Navigating Retirement in a High-Interest-Rate Economy: What You Need to Know in 2025
The economic landscape in 2025 continues to be shaped by high-interest rates, a lingering response to years of inflationary pressure and central bank tightening. While rising interest rates pose challenges, they also create new opportunities—especially for retirees....